AIG

AIG Life Limited is the UK life insurance arm of the American International Group (AIG), an international organisation serving customers is more than 80 countries. AIG Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

AIG’s group live cover comes with additional features that include:

  • Bereavement support and probate helpline.
  • Flexible benefits available.
  • Smart Health service.

Good to know

Minimum no. of employees: 3
Cover available up to age: 75
Master trust: Available
Additional services: Available

Aviva

Aviva are the largest insurance company in the UK with over 15 million customers. Its history dates back to 1696, and following Norwich Union’s acquisitions and mergers it rebranded as Aviva in 2009.

Aviva’s group life cover comes with additional services that include:

  • Bereavement helpline.
  • Grief encounter helpline.
  • Stress counselling helpline.
  • Employee discounts on gym memberships.

Good to know

Minimum no. of employees: 3
Cover available up to age: 75
Master trust: Available
Additional services: Available

Canada Life

Canada Life Group Insurance is the UK’s largest provider of group life insurance. It has over 45 years’ experience providing cover to thousands of businesses throughout the UK. Since arriving to the UK in 1903, they now support over 24,000 employers, covering 2.8 million employees for over £260 billion of benefits.

Canada Life Group Insurance group live cover comes with additional services that include:

  • Bereavement counselling helpline with 24/7 unlimited access.
  • Probate helpline providing access to probate experts.

Good to know

Minimum no. of employees: 5
Cover available up to age: 75
Master trust: Available
Additional services: Available

L&G

Established in 1836, Legal & General is one of the UK’s leading financial services groups and a leading provider of group protection cover in the UK with 85 years of expertise and knowledge.

Legal & General’s group life cover comes with additional services that include:

  • Access to Employee Assistance Programme (EAP) provider, Health Assured.
  • EAP telephone services
  • My Healthy Advantage app.


Good to know

Minimum no. of employees: 10
Cover available up to age: 75
Master trust: Available
Additional services: Available

Lutine

Established in 1989, Lutine provide a wide range of individual and business protection-based products with an established reputation in the group life market. Its business protection products are targeted towards small and medium enterprises.

Lutine’s business protection cover comes with additional services that include:

  • Lutine Lifestyles member assistance programme.
  • Telephone counselling support.
  • Face-to-face counselling.

Good to know

Minimum no. of employees: 3
Cover available up to age: 75
Master trust: Available
Additional services: Available

MetLife

With over 145 years of experience, MetLife Worldwide specialise in protection planning and retirement and savings solutions. It has 100 million customers worldwide.

MetLife’s group life cover comes with additional services that include:

  • Bereavement support for employees and their families.
  • Probate support.



Good to know

Minimum no. of employees: 3
Cover available up to age: 75
Master trust: Available
Additional services: Available

Unum

Unum is an employee benefits provider offering financial protection through the workplace. It merged with Provident Companies in 1999 to become UnumProvident, the largest income protection company in the world. With offices throughout the UK, its parent company, Unum Group, is a provider of employee benefits products in the United States.

Unum’s group life cover comes with additional services that include:

  • LifeWorks employee assistance programme.
  • Bereavement support.
  • Probate support.

Good to know

Minimum no. of employees: 3
Cover available up to age: 75
Master trust: Available
Additional services: Available

Zurich

Zurich Corporate Risk is a group risk provider in the UK, providing cover for more than 3,500 schemes. Part of the Zurich Group, it’s one of the world’s largest insurance groups with over 55,000 employees serving customers in more than 170 countries.

Good to know

Minimum no. of employees: 20
Cover available up to age: 74
Master trust: No
Additional services: Available

Last updated: January 2020