We choose our selected insurance providers to ensure our service is accessible and available for small to medium businesses.

AIG Life Limited is the UK life insurance arm of the American International Group (AIG), an international organisation serving customers in approximately 70 countries. AIG Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
AIG’s group live cover comes with additional features that include:
- Bereavement support and probate helpline.
- Flexible benefits available.
- Smart Health service.
Good to know
Minimum no. of employees: 3
Cover available up to age: 75
Master trust: Available
Additional services: Available

Aviva are the largest insurance company in the UK with over 15 million customers. Its history dates back to 1696 and following Norwich Union’s acquisitions and mergers it rebranded as Aviva in 2009.
Aviva’s group life cover comes with additional services that include:
- Bereavement helpline.
- Grief encounter helpline.
- Stress counselling helpline.
- Employee discounts on gym memberships.
Good to know
Minimum no. of employees: 3
Cover available up to age: 75
Master trust: Available
Additional services: Available

Canada Life Group Insurance is the UK’s largest provider of group life insurance. It has over 45 years’ experience providing cover to thousands of businesses throughout the UK. Since arriving to the UK in 1903, they now support over 25,000 employers, covering 2.8 million employees for over £280 billion of benefits.
Canada Life Group Insurance group live cover comes with additional services that include:
- Bereavement counselling helpline with 24/7 unlimited access.
- Probate helpline providing access to probate experts.
Good to know
Minimum no. of employees: 2
Cover available up to age: 75
Master trust: Available
Additional services: Available

Established in 1836, Legal & General is one of the UK’s leading financial services groups and a leading provider of group protection cover in the UK with 85 years of expertise and knowledge.
Legal & General’s group life cover comes with additional services that include:
- Access to Employee Assistance Programme (EAP) provider, Health Assured.
- EAP telephone services
- My Healthy Advantage app.
Good to know
Minimum no. of employees: 10
Cover available up to age: 75
Master trust: Available
Additional services: Available

Unum is an employee benefits provider offering financial protection through the workplace. It merged with Provident Companies in 1999 to become UnumProvident, the largest income protection company in the world. With offices throughout the UK, its parent company, Unum Group, is a provider of employee benefits products in the United States.
Unum’s group life cover comes with additional services that include:
- LifeWorks employee assistance programme.
- Bereavement support.
- Probate support.
Good to know
Minimum no. of employees: 3
Cover available up to age: 75
Master trust: Available
Additional services: Available

Zurich Corporate Risk is a group risk provider in the UK, providing cover for more than 3,500 schemes. Part of the Zurich Group, it’s one of the world’s largest insurance groups with over 56,000 employees serving customers in more than 210 countries.
Good to know
Minimum no. of employees: 20
Cover available up to age: 74
Master trust: No
Additional services: Available
Last updated: October 2022